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0% 98%;--foreground:220 20% 7%;--primary:221 83% 45%;--primary-foreground:0 0% 100%;--muted:220 14% 96%;--muted-foreground:220 9% 46%;--border:220 13% 91%;--ring:221 83% 45%;--hx-ink:#0e1118;--hx-ink-2:#3a3f50;--hx-ink-3:#6b7280;--hx-paper:#fafafa;--hx-paper-1:#ffffff;--hx-paper-2:#f2f3f6;--hx-rule:#e4e6eb;--hx-rule-strong:#c8ccd6;--hx-blue:#1d4ed8;--hx-blue-bg:#eff3fb;--hx-amber:#b45309;--hx-amber-bg:#fffbeb;--hx-green:#15803d;--hx-green-bg:#f0fdf4;--hx-navy:#04162e;--hx-red:#dc2626;--cardloan-surface:#f8f9fa;--cardloan-surface-container-lowest:#ffffff;--cardloan-surface-container-low:#f3f4f5;--cardloan-surface-container:#edeeef;--cardloan-surface-container-high:#e7e8e9;--cardloan-on-surface:#191c1d;--cardloan-on-surface-variant:#44474d;--cardloan-outline:#75777e;--cardloan-outline-variant:#c5c6ce;--cardloan-primary:#04162e;--cardloan-primary-container:#1a2b44;--cardloan-on-primary:#ffffff;--cardloan-secondary:#476081;--cardloan-secondary-container:#bcd6fd;--cardloan-muted-gold:#d9a066;--cardloan-gold-container:#ffdcbd}.dark{--background:222 47% 5%;--foreground:210 40% 96%;--primary:217 91% 62%;--primary-foreground:222 47% 5%;--muted:217 33% 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10px;font-size:11px;font-weight:600;letter-spacing:.01em;white-space:nowrap}.hx-tag,.hx-text-link{display:inline-flex;align-items:center}.hx-text-link{gap:4px;font-size:13px;font-weight:700;color:var(--hx-navy)!important;text-decoration:none!important;transition:gap .12s ease}.hx-text-link:hover{gap:6px}.hx-btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:6px;background:var(--hx-navy);color:#fff!important;font-size:13.5px;font-weight:700;text-decoration:none!important;padding:0 1.25rem;height:44px;transition:opacity .14s ease,box-shadow .14s ease}.hx-btn-primary:hover{opacity:.92;box-shadow:0 4px 12px rgba(4,22,46,.18)}.hx-btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:6px;border:1px solid var(--hx-rule-strong);background:transparent;color:var(--hx-ink-2)!important;font-size:13.5px;font-weight:600;text-decoration:none!important;padding:0 1.25rem;height:44px;transition:border-color .14s ease,color .14s ease}.hx-btn-ghost:hover{border-color:var(--hx-navy);color:var(--hx-navy)!important}.comparison-category{min-height:calc(100vh - 60px);background:linear-gradient(180deg,rgba(255,255,255,.85),rgba(248,249,250,.97) 28rem),var(--cardloan-surface);color:var(--cardloan-on-surface);font-family:var(--font-noto-sans-jp),var(--font-space-grotesk),sans-serif}.comparison-category a{color:var(--cardloan-secondary);text-decoration-color:rgba(71,96,129,.3)}.cardloan-shell{max-width:1280px;margin-inline:auto;padding:3rem 1.25rem 5rem}@media (min-width:768px){.cardloan-shell{padding:4rem 2.5rem 6rem}}.cardloan-eyebrow{display:block;margin-bottom:12px;color:var(--cardloan-secondary);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}.cardloan-title{margin-bottom:1.25rem;max-width:960px;color:var(--cardloan-primary);font-family:var(--font-space-grotesk),var(--font-noto-sans-jp),sans-serif;font-size:clamp(1.75rem,4.5vw,3rem);font-weight:800;line-height:1.15;letter-spacing:-.02em}.cardloan-lede{max-width:880px;color:var(--cardloan-on-surface-variant);font-size:16px;line-height:1.8;margin-bottom:0}.cardloan-section{margin-bottom:4.5rem}.cardloan-section-tight{margin-bottom:2.5rem}.cardloan-heading-lg{margin:0 0 .875rem;font-size:clamp(1.4rem,3vw,2rem);font-weight:800;line-height:1.2;letter-spacing:-.015em}.cardloan-heading-lg,.cardloan-heading-md{color:var(--cardloan-primary);font-family:var(--font-space-grotesk),var(--font-noto-sans-jp),sans-serif}.cardloan-heading-md{margin:0 0 .75rem;font-size:clamp(1.1rem,2.5vw,1.5rem);font-weight:700;line-height:1.3}.cardloan-copy{color:var(--cardloan-on-surface-variant);font-size:14px;line-height:1.75}.cardloan-card,.cardloan-panel{border:1px solid var(--cardloan-outline-variant);border-radius:8px;background:var(--cardloan-surface-container-lowest)}.cardloan-panel{padding:1.5rem}@media (min-width:768px){.cardloan-panel{padding:2rem}}.cardloan-panel-muted{border:1px solid var(--cardloan-outline-variant);border-radius:8px;background:var(--cardloan-surface-container-low);padding:1.5rem}.cardloan-panel-inverse{border:1px solid rgba(182,199,231,.15);border-radius:8px;background:var(--cardloan-primary);color:var(--cardloan-on-primary);padding:1.75rem}@media (min-width:768px){.cardloan-panel-inverse{padding:2rem}}.cardloan-card{padding:1.25rem;transition:border-color .16s ease,box-shadow .16s ease,transform .16s ease}.cardloan-card:hover{border-color:rgba(71,96,129,.5);box-shadow:0 4px 16px rgba(4,22,46,.06);transform:translateY(-1px)}.cardloan-trust-badge{border:1px solid rgba(217,160,102,.55);border-radius:8px;background:#fff7ed;color:#412300;flex-shrink:0}.cardloan-primary-button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:6px;background:var(--cardloan-primary);color:var(--cardloan-on-primary)!important;font-size:13.5px;font-weight:700;text-decoration:none!important;transition:opacity .14s ease,box-shadow .14s ease}.cardloan-primary-button:hover{opacity:.9;box-shadow:0 4px 12px rgba(4,22,46,.14)}.cardloan-secondary-button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid rgba(71,96,129,.45);border-radius:6px;background:transparent;color:var(--cardloan-secondary)!important;font-size:13.5px;font-weight:700;text-decoration:none!important;transition:border-color .14s ease}.cardloan-secondary-button:hover{border-color:var(--cardloan-secondary)}.cardloan-input{width:100%;border:1px solid var(--cardloan-outline-variant);border-radius:6px;background:var(--cardloan-surface-container-lowest);color:var(--cardloan-on-surface);padding:11px 12px;font-size:14px;line-height:1.5;outline:none;transition:border-color .14s ease,box-shadow .14s ease}.cardloan-input:focus{border-color:rgba(71,96,129,.7);box-shadow:0 0 0 3px rgba(188,214,253,.45)}.cardloan-cockpit{position:sticky;top:76px;z-index:10;border:1px solid var(--cardloan-outline-variant);border-radius:8px;background:rgba(243,244,245,.96);padding:1.25rem;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);box-shadow:0 4px 16px rgba(4,22,46,.05)}@media (max-width:1023px){.cardloan-cockpit{position:static}}.cardloan-cockpit-row{display:flex;align-items:center;justify-content:space-between;gap:12px;border:1px solid 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